Minnesota Dental Insurance

Minnesota Dental Cost

DentalInsurance.com reviewed 19 different dental plans offered through six separate insurance companies operating in Minnesota.

Average Premium

The average premium across the 19 options was $36.13 for individual coverage. The most inexpensive option was a dental discount program (Careington 500 Series Dental Savings) for $8.89 a month and the most costly among the plans examined was the Renaissance Max Choice Plus, at $64.58 a month.

Deductibles

The average annual deductible for a single enrollee was $69. One plan, The MetLife TakeAlong Dental High, had a $25 annual deductible and the Careington Discount Card had no deductible.

Family deductibles were higher than deductibles for a single enrollee, often tied to the number of people on the plan.

Maximum Benefit

A maximum benefit is the cap on how much an insurance company will pay for covered dental care within a year. The lowest maximum benefit for the 19 plans was $500 and the highest was $2,500. The average was $1,289 a year, with only the dental discount card lacking a maximum benefit restriction.

Types of Minnesota Dental Plans

With the exception of the Careington 500 Series Dental Savings plan, the rest of the dental plans reviewed were Preferred Provider Organizations (dental PPO). Dental PPOs are the most common type of dental plan in the United States. It tends toward wider networks and less restriction on the use of out-of-network dentists. Other types of dental coverage include Health Maintenance Organizations (dental HMO) and Dental Indemnity Plans.

Time to Save on Minnesota Dental Insurance

With your review of the Minnesota dental insurance market, you're better prepared to shop for dental insurance bargains. The following link will get dental insurance quotes for plans available in your region of Minnesota. You can also look below at the bestsellers to see what Minnesota plans have the highest sales on DentalInsurance.com.